What to do if you did not declare your pre-existing health condition while buying health insurance

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Well being Insurance coverage insurance policies in India are structured to offer you a monetary safeguard towards critical future well being conditions. This consists of an sickness that you could be develop sooner or later, or an accident that you could be meet.

To offer you this cowl, insurance coverage corporations require that you simply totally and precisely share related data. A pre-existing medical situation is one such piece of data. This provides the insurance coverage firm data that’s needed for it to extra precisely assess what offering well being protection to you’ll price.

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If you happen to declare this (and different) data as required, it doesn’t imply that you simply won’t be able to buy health insurance. The insurance coverage supplier may nonetheless give you the coverage. The premium they are going to cost you, nevertheless, could possibly be greater. *

However, what occurs if you don’t declare your pre-existing situation – whether or not or not it’s an oversight or a deliberate try to cover it? Learn on to seek out out.



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