Clarify to your boyfriend what occurred actually and honestly. Inform him that you’re actually, actually sorry. The very first thing he’ll in all probability be involved about is if you’re alright. Then he’ll be upset about his new automotive. Being upset will seem like anger. Do not react to his anger. Simply say how sorry you’re and let him vent.
One he has had time to course of, he’ll notice that accidents can occur to anybody and he’ll settle down. If he is a very good man, he’ll be extra involved about you than the automotive.
Genuinely, the one factor you probably did was to take his automotive with out permission. The accident, itself, wasn’t your fault.
If he emotionally abuses you or holds this towards you for greater than a day, he isn’t a very good man and values materials issues greater than he does you.
He has to make a police report and likewise report the declare to the insurance coverage firm ASAP. All he has to do say his automotive was broken in a success and run. Say it was parked in a parking zone and when he returned, he discovered the harm. That method, it will not be thought-about an “at fault” loss and should not impact the insurance coverage charges. However the deductible will nonetheless apply.
Provide to pay the deductible and/or ask if there’s something you are able to do to make it as much as him.
One thing type of related occurred to me. My spouse and I purchased a brand new automotive for her a couple of years in the past. She beloved it.
At some point, not lengthy after she obtained the automotive, she got here dwelling and I may see that she was upset. With a face that regarded like she was about to begin crying, she stated “Please do not be mad at me.” Then she confirmed me the harm. It wasn’t actual dangerous but it surely was nonetheless a noticeable dent.
How may I be mad? She did not do it on function, clearly. And she or he already felt horrible. Why ought to I make her really feel worse?
As an alternative, I hugged her and advised her to not fear. She had insurance coverage. And I gave her the identical recommendation that I gave you when it got here to reporting the harm.
The insurance coverage firm paid for the harm and for a rental automotive whereas hers was within the store. We paid the deductible. Finito.